Here are some extracts from work I've done for one organisation. (Most corporate clients prefer authorship to remain anonymous):
The most successful businesses are those that can lay their hands on accurate, insightful and relevant information quickly. This requires the support of information technology. Working together, humans and computers can substantially increase the availability of usable and actionable intelligence to their organisations. Not just within the credit management department, but to the company as a whole - the marketing and sales functions in particular.
The information silos of the past were inevitable, given the limited power of computers, networks and databases at the time. This resulted in information that was inconsistent between departments. While this was an acknowledged issue, the cost of maintaining internal accuracy was considered too high. Today's technology gives us the ability to maximise the value and accuracy of our working information, improving the efficiency of the company as a whole.
Your strong prevention measures should limit your exposure to fraud. However, no system can protect you against all frauds all of the time. If an employee suspects that a fraud is in progress, their first duty is to stop the activity or transaction they’re engaged in and, if they can, prevent further incidents.
Their second task is to notify the assigned fraud contact in your organisation. They will know who this is from their fraud awareness education. They might be tempted to report it to their boss and let them take matters further. This is okay as long as they are absolutely certain that their boss has no involvement in the fraud.
At this early stage, it is very important that as few people as possible know what’s happening. Once word gets out that a fraud has been unearthed, the perpetrators will try to cover their tracks. It’s possible that an employee is colluding with an external fraudster.
Ghosted blog post
For almost ten years, banks in particular have been reluctant to give business loans to SMEs, even those with great ideas, solid management and good prospects. And even if they do show interest, they present time-consuming and costly hurdles which work against the companies' natural tendency to move quickly to take advantage of new opportunities. The banks' aversion to risk is an interesting contrast to the small entrepreneurs' appetite for it.
Here's an example: Tangle Teezer, the designer and distributor of detangling hair brushes and associated products, turned over more than £28 million in the year to March 2016 - a somewhat different story to when its founder, Shaun Pulfrey, was rejected by the Dragons' Den business wizards in 2007. Their comments, such as "hair-brained" and "a horse brush" must ring rather hollow today.
He raised initial finance from remortgaging his home and, the ...
Many zombie companies - those that can only afford to pay the interest on their debt - would be the first to go to the wall in the event of a bank interest rate rise. And this, if you're not ready for it, will affect your own business. You'll not only find existing clients and suppliers going under, you'll also find others being caught in the zombie net.
As recently as February 4th, Bank of England Governor, Mark Carney, stated his belief that, "the next move in rates is up." The main question is "when?" and he's not keen to answer that one, especially given the turmoil generated by things like the upcoming referendum and the plunging oil prices. But it will happen, sooner or later.
Low interest rates have enabled technically insolvent companies to continue trading while still meeting their obligations to banks, suppliers and customers, but most of them are essentially stagnating.
While the number of zombie...
Here are some mini-books that I wrote or co-authored:
THINGUIDE Cyber Security for Business
I teamed up with Neville Sankey and David Topping to produce pocket-sized plain English guides to technical topics for busy business professionals. CGI was our first client.
Cost Savings Through Resource Efficiency
I wrote this practical guide to green IT for The Institute of Chartered Accountants for England and Wales (ICAEW) while a freelance programme manager at analyst firm Freeform Dynamics.
Green IT for Dummies
Sponsored by HP
My background in IT and environmental writing made me a natural choice to edit and co-author this guide for senior business people. As with the ICAEW mini-book, I produced it while consulting with Freeform Dynamics. This was in 2009, which probably explains why there are no links to it now.
A briefing paper for the Science Museum Group (NMSI then) on Creative Planet, a major sustainable development demonstration project. I brought the plans to life through an imaginary tour of the living quarters, workshops, farm, gardens, technology demonstrators, training rooms and educational facilities.
I was editor of these magazines (and consulting editor to several more):
When the editor of Lawtech magazine died unexpectedly, the publisher asked me to step in for a while. The magazine carried copy commissioned from industry experts who shared their valuable insights with legal professionals, rather than using it as an excuse to promote their own companies. I delivered three issues.
Blue and Green Tomorrow
Publisher Simon Leadbetter invited me to help create and launch Blue & Green Tomorrow, a paper which focused on ethical investments and sustainable living. As launch editor, I produced the first five printed issues, then the project moved online. You can find it at blueandgreentomorrow.com
After 14 years in IT, I grabbed the opportunity Felix Dennis offered me to relaunch the struggling Personal Computer World. I started as technical editor but quickly became editor. Our talented team created one of the strongest computing magazine brands in the UK. It ran for 29 years. I was closely involved for eleven of them.
Business Fraud Analysis
Business Process Optimisation
Employee Productivity Monitoring
Enterprise Digital Risk
Managing Through Covid
Stable Power Supplies
Sustainable EV Charging
Family, Home and Social
Data Centre Processors and Servers
Data Centre Technologies
Internet of Things (IoT)
Telecom Power Systems
Universal Power Supplies (UPS)
I live near three underground lines, the M40, the M25 and the M4, providing huge flexibility to where I can meet clients or interviewees.
I tend to use Zoom, Teams and Skype but am happy with any video conferencing app that works on a Windows 10 PC.